I think the rankings give more credit to offense than defense. SFA has put up over one hundred more points than Lamar. Comparing Lamar to SFA for example, opening week SFA stays closer to Houston than Lamar does to North Texas. Week two Lamar defeats FCS #5 South Dakota, SFA falls to ACU. SFA currently on an eight-game win streak. Lamar has a seven game win streak between opening week and a week ten loss to UIW. Compare Lamar loss to UIW with SFA loss to UCA, UIW defeated UCA how does that work with the SFA loss to UCA. Comes down to just winning this week.